Capital Assets Financial Services
Alma Hansen, Rob Haertel & Spencer Hansen
Office: (801) 269-9988
Fax: (888) 391-5008

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February 22 30 Year 15 Year
Average Rate 3.87% 3.16%
Fees /Points 0.80 0.80
Rates are based on National Average and do not constitute a specific mortgage offer.

As a mortgage banking firm and licensed lender, Capital Assets loans its own funds. Additionally it originates, brokers and sells loans to numerous other financial institutions, insurance companies, pension companies, trusts and private individuals. Therefore, Capital Assets has very broad underwriting capabilities and an unlimited amount of funds available for quality loans.

Because we lend out our own funds we are able to accept, process, and approve loans much faster than companies that cannot fund their own loans. If needed we can accept, process, and approve a loan in only a few short hours so you can have your money when you need it.

Creativity

The company uses numerous investors and loan prgrams in offering a competitive loan package to the borrower. We carefully analyze each loan request, looking for reasons to make a loan rather than looking for reasons to turn it down. Capital Assets commonly uses methods most lending institutions are unwilling to utilize. Such methods include cross collateralizing, deferred payments, interest only, third party guarantees, sale/leaseback agreements, joint ventures, and others.

Flexibility

Capital Assets is able to customize terms, rates, collateral, and repayment schedules to fit the needs of the borrower. Desired financing can often be accomplished by using several types of loans and several investors

Confidentiality

The company has a strictly enforced internal policy that all information relating to a customer's business, personal performance, plans, operations, goals, debts, assets, financial condition, credit and other specifics are held in strict confidence. Also, since our website is secured you can be confident that your private information will remain just that, private.

For the the cheapest rates, quickest closings, and best service: