Conventional and FHA Loans

Capital Assets Financial Services also offers traditional mortgages such as FHA or conventional mortgages. 


Federal Housing Administration or FHA loans are created specifically for first-time home buyers. Buyers pay less money down, but pay higher mortgage insurance than conventional loans. Buyers need 3.5% down in order to get an FHA loan.  

Conventional Loans

Conventional loans include many different purchase and refinance programs. For owner occupied home loans, 5% down is generally required. For investment properties, at least 20% down required. Mortgage insurance can be more flexible in a conventional program. 

A home owner may refinance their home at any time in order to get a lower interest rate. These programs can be at little or no cost to the borrower.

Our traditional mortgages pricing can't be beat! Apply or give us a call today! 801-269-9988